Last updated: March 2026
Check Your Rate ("the service", "we", "us") is an informational tool that displays live mortgage rates sourced from major UK lenders and allows you to compare them against your current mortgage details. The service is operated as a personal project and is not a regulated financial service.
Check Your Rate is not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this website constitutes financial advice, a personal recommendation, or a regulated financial promotion.
Rates displayed are sourced from major UK lenders and are provided for illustrative and informational purposes only. They should not be relied upon when making financial decisions.
The savings figures shown are estimates based on simple payment calculations. They do not account for:
Always consult a qualified, FCA-authorised mortgage adviser before making any decision about your mortgage.
Rate alerts are triggered when market rates fall below a threshold you set. An alert does not mean a specific product is available to you at that rate. Alerts are for information only and are not a recommendation to switch.
You agree not to:
We reserve the right to suspend or block access for any user or IP address that violates these terms.
You may sign in using your Google account. You are responsible for keeping your account details secure. We may suspend or terminate access at any time without notice.
We collect only the information necessary to provide the service. We do not sell your data. For details of how we handle your data, see our Privacy Notice.
The service is provided "as is" without any warranty. We accept no liability for any loss or damage arising from your use of, or reliance on, information provided by this service. Rate data may be delayed, inaccurate, or unavailable.
We may update these terms at any time. Continued use of the service following any changes constitutes your acceptance of the updated terms.
These terms are governed by the laws of England and Wales.